Sovita people are the best kind of people.

Member Eligibility:

• Persons who are presently, or were formerly, employed or under contract with any educational institution in all Counties of the State of Michigan. 
• Persons who are presently, or were formerly, employed or under contract with any healthcare facility or provider in all Counties of the State of Michigan. 
• Persons who are presently, or were formerly, employed or under contract with the Flint Public Library and libraries in the Counties of Genesee, Lapeer, Livingston, Oakland or Shiawassee County.
• Persons who are presently, or were formerly, employed or under contract with the CS Mott Foundation, Flint, Michigan and foundations in the Counties of Genesee, Lapeer, Livingston, Oakland or Shiawassee County.
• Persons who are presently, or were formerly, employed or under contract with the Flint Cultural Center, Flint, Michigan.
• An employee of an independent contractor that has a contractual relationship with an educational institution or other organization authorized in the bullet points listed above, and who are assigned to work positions at the institution or organization.
• Any person who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous (Lapeer, Livingston, Oakland, Saginaw or Shiawassee) to the county where the credit union's main office is located.
• Immediate family members (spouse, mother, father, brother, sister, child, grandparent or grandchild) of the above mentioned. 

Open an account today.

Membership Referral Rewards

When you refer coworkers, family members and friends to Sovita Credit Union, you can earn up to $75 per new account*.

Get referral rewards deposited directly into your account.

1. Receive $25 when your referral opens a qualifying New Share Account** with a minimum of $500 in Direct Deposits within 45 days of becoming a member.

2. Receive another $25 when your referral opens a qualifying Checking Account with a Debit Card and makes at least one debit card transaction within 45 days of becoming a member.

3. Receive another $25 when your referral applies for a qualifying loan*** or credit card (minimum $5,000), receives approval and closes within 45 days of becoming a member.

* A new member is a natural person who is not an owner or joint owner of an account at Sovita Credit Union as determined by their Social Security Number. A qualifying account is a share, checking, loan or credit card account described above and which is not subject to any membership promotion being offered to or elected by the new member opening the account.

** New Share Accounts opened for the Member Referral Program must be opened by October 1, 2024. Sovita Credit Union employees, officials and members of their immediate family members will not be paid referral fees and accounts opened for them will not qualify as referrals. A “referral” is defined as a natural person who has not been a member within the past 30 days. A “referral” does not include a business entity, an organization of any sort, a trust or a person acting in a fiduciary capacity for someone else.

*** The $25 will not be paid if the referring member or an immediate family member of the referring members is in any way involved in providing real estate related services to the credit union or a credit union business partner and the loan involved is secured by real estate.