Checking Accounts

No Minimums or Monthlies


With zero balance requirements or hidden fees, a Sovita Checking Account makes daily spending and transfers pain-free.

Open an account at any credit union office or call a Member Service Representative at 800.369.2786, 810.720.8300 or 810.664.5351 to open a Sovita Checking Account today.

You can conveniently:

  • Use your Sovita VISA Debit Card to make purchases wherever VISA is accepted or to obtain cash from an ATM.
  • Order boxes of checks.  These are provided at no-charge if you have your net payroll direct deposited or have a deposit from a recurring ACH such as a retirement benefit or social security benefit.
  • Receive dividends, which are declared quarterly and may be 0%.
  • Access your account using the A+CALL Telephone Transaction system to review transactions, balances and make transfers.
  • Access your account using A+COMPUTE Online Banking or the Mobile Banking App.  

Your savings are insured to at least $250,000 by the National Credit Union Association (NCUA), an agency of the federal government. The dividends you earn on these accounts are declared quarterly and may be 0%.